Mortgage Foreclosure, Part 1

There are many lawful resources to help people keep their homes.  The ones listed are ones where I have used all or part of their content. Mostly I have found it necessary to take material that more these sites very graciously offer and tailor it to my needs. I am not a lawyer and I've done extensive research for projects I have worked on to help clients understand what is lawful.  There is a big difference between what is lawful and what is legal. 

John Stuart
Best website I have found. It has docs you can download and use, resource material for education, court cases, and many decent links. While he is based in Phoenix, most docs can be used in any state once you understand the process he suggests to follow which is fairly easy to pick up.

Living Temple Workshops (March 2010)
Download the audio sessions dealing with foreclosure and use the separate link on that page to download the docs that go with them. This is very useful for understanding what foreclosure is, how to protect yourself, and have the banks prove they have a lawful claim.

Jurisimprudence
Hundreds of quality documents for you to review, including Jerry Kane's process.

myprivateaudio.com
Site has extensive resources in public media and in tools to use to communicate with your mortgage holder. There are also links to current court cases to educate you and the bank.

chinkinthearmor.com
The best site I have found for MERS info and easy to understand "how to" procedures for your home.

I believe there is a silver lining in the mortgage debacle currently underway. All of us who have efforted to be part of the "American Dream" took our hands off the steering wheel when it came to our mortgage. We left it so someone other that we (isn't that a song...?)  to figure out the financing and we blindly signed the docs - yup I did it too.

It seems to me this is a wake-up call from our Light brothers and Light sisters: we need to put ourselves back in charge of our entire life and work honestly with each other, rather than allowing our transactions to be profit motivated. This sounds simple but "being" it will require us to shift our way of "doing" life in a big way.

Now, people from all walks of life are learning aspects of law and them self by having to interact with the mortgage mess. My hope is that this self learning will cultivate a new awareness in us ... instead of just a new belief that bankers are bad people. The bankers only propagated the mortgage fiasco because we let them by not paying attention to the details. In the new world, I call heartful living, that is upon us we must take the time to hone our skill at paying very close attention to the details within us because that is where life starts.